We Look Forward to Helping You Find the Right Policy for Car Insurance in Fort Worth TX
Everyone wants the best possible price on car insurance in Fort Worth TX – but only if that comes with the level of coverage they need. Determining the right balance between cost and coverage is the definition of finding the right value. When you work with Grandview Insurance Agency, you will have an experienced insurance broker on your side. We can listen carefully to what you need and help get you the information you need to make the best decision for your needs. Call us now at (817) 866-3337.
What the Law Says About Car Insurance in Fort Worth TX
There is a commonly believed misconception that Texas law does not require drivers to have car insurance. This is only true if they can prove that they have the ability to pay for any accident they might cause. Do you have $1 million to cover the damages and injuries in a catastrophic accident? If no, then you should have car insurance in Fort Worth TX. Not only will it keep you on the right side of the law, but it will give you peace of mind that you are covered if you cause an accident.
The Eight Basic Auto Insurance Coverages
While your policy will be different than everyone else’s, there are eight basic types of coverage. You do not necessarily need all of them but you should be aware of what they are and how they could potentially help you:
- Collison coverage
- Personal injury protection (PIP)
- Medical payments coverage
- Un/underinsured motorist coverage
- Towing and labor coverage
- Rental reimbursement coverage
Whether or not you need a particular type of coverage will depend on factors like what type of car you own, what your lender requires, and how you use the vehicle. You can trust that Grandview Insurance Agency will give you the facts about car insurance in Fort Worth TX so you can make the right choice for your needs.
Know What is Covered by Car Insurance in Fort Worth TX
It is important to know what your policy covers and what it does not. In fact, that is an important reason to work with Grandview Insurance Agency. You will never be on your own – we are here to help you make sense of all the options in car insurance in Fort Worth TX and to make sure you know what your policy covers. Some things that are common covered by car insurance policies include:
- Damage to your vehicle caused by fire, theft, flood, flying gravel, hail, or hitting an animal
- Accidents in rental cars
- Accidents when you are driving in other states and Canada
- Attorney fees if you are sued for an accident
- Car repair costs, lost wages, and medical bills for others if you are at fault for an accident
Note that the above is not included in all policies. For example, you could have liability only, which provides coverage for others’ vehicles but not your own. Contact Grandview Insurance Agency at (817) 866-3337 with any other questions you have.