Let Us Help You on Your Search for the Right Mobile Home Insurance in Grandview TX
As you search for the best mobile home insurance in Grandview TX, it is important to remember that you are not on your own. You have a company right here that is ready to help you compare prices, coverage, deductibles, and all other elements of mobile home insurance. Call Grandview Insurance Agency now at (817) 866-3337 to find out just how affordably you can insure your home.
No, Mobile Home Insurance in Grandview TX is Not the Same Thing as Homeowners Insurance
It is a common misconception that mobile home insurance in Grandview TX is the same thing as homeowners insurance. This is false. The truth is that mobile home insurance is actually a subset of homeowners insurance. They are quite different because a traditional home is quite different. It will be built on a solid foundation and is generally built from stronger materials than the materials used for a mobile home. These differences require different types of policies.
Start by Understanding the Three Types of Mobile Home Insurance in Grandview TX
Every person is different and your needs are not going to be exactly those of someone else. Regardless, there are three main types of coverage that you might need. They include:
- Liability. If someone visits you and is injured, this will cover their damages.
- Property damage. If there is significant loss to your mobile home due to a covered cause, property damage will cover you.
- Personal property. The property damage only covers the actual structure of your home, while personal property covers the belongings in and around your property.
Before you decide which type or types of coverage you need, make sure that you understand what is covered and what is not covered by various options. For example, does a policy cover you if a flood occurs? What about a tornado? These are questions for Grandview Insurance Agency.
Deciding How Much Mobile Home Insurance in Grandview TX You Need
Once you decide to get mobile home insurance in Grandview TX, you must then decide what level of coverage you need. While every case is different, know that the typical minimum insurance is $30,000 of coverage if you have a single-section mobile home and $45,000 for a double-section mobile home. You will want enough coverage that you can rebuild if your home is lost. You might choose to add coverage for additional things like replacing your possessions.