Learn Why it Might Benefit You to Invest in Renters Insurance in Grandview TX
Whether you are renting a home or an apartment, it might be wise to have renters insurance in Grandview TX. It is designed to protect your own property within the rental unit. In the event of a fire, storm, or other covered even (such as a theft crime) renters insurance can pay to repair or replace your belongings. Keep reading to learn more about what it does and does not cover, then contact Grandview Insurance Agency at (817) 866-3337 if you would like to request a quote.
You Cannot Count on Homeowners Insurance to Cover Your Rental Property
The owner of the property you are renting likely has homeowners insurance – but this does not protect you. It protects the owner of the property and likely covers costs to repair the property and might even cover their loss of rent. If you want to be protected in the event of a fire, theft, or other serious situation, then you should have your own renters insurance in Grandview TX.
These are the 3 Types of Coverage Renters Insurance in Grandview TX Generally Includes
Every policy is different, but unless you have a very unique situation you can count on your renters insurance in Grandview TX to likely cover these three things:
- Loss of use. This covers living expenses you may incur if you are required to move while your rental property is being repaired. It can also cover any additional living costs you would not have if you were still living in the property you rented, such as rent, eating out, and other costs.
- Personal property. This covers the cost of repairing or replacing your belongings, and the cost of luggage and other items when you are traveling.
- Personal liability. This covers your legal fees if someone sues you and covers their damages if someone is injured due to your negligence.
If you have questions about these or other coverage types, contact Grandview Insurance Agency at (817) 866-3337.
Learn About Optional Coverage for Renters Insurance in Grandview TX
If the basic coverage in renters insurance in Grandview TX do not cover your needs, then you might need to add additional, optional coverage. One of the most common reasons to do so is if you have valuables want to make sure are covered, as a basic policy only covers so much.
If you work from home, then you will likely need additional coverage for anything you use for your business. Owners of certain types of dog might need additional liability insurance, and this type of liability insurance might also be required (or recommended) for a home with a pool, trampoline, or other high-risk product. When you work with Grandview Insurance Agency, we can help you go over the insurance options and get the right level of coverage.