Nobody wants to hear it – nobody – but listen, none of us live forever. To top it off, none of us know when we’re going to pass away. At any time, no matter how young and healthy we are, we may get really ill, experience a serious accident, or get attacked, and as a result, there may be a risk that we lose our life. While statistics show that it’s relatively rare to pass away before we reach our golden years, it’s of course better to be safe than sorry. Not to mention, at some point, we will, in fact, pass away, golden years or not. So even in the event that you do experience serious illness or injuries, you can rest assured that your family will be alright if you happen to not make it.
Life Insurance is More Important Than You Think
Why is life insurance so vital? Because it protects your family and home after you’re gone. Without being insured, your loved ones may otherwise have no access to the finances and other assets you wish to leave to them. According to law, certain loved ones may be entitled to things you own that you wished to leave to someone else and vice versa. Your loved ones may even have to jump through hoops just to legally obtain your assets if they weren’t legally entitled to such before, which can be a huge inconvenience and hardship on top of losing you. But by having life insurance, you have the right to override that and say exactly which assets go to who, and legally, it must go to them without them having to fight a long battle to get such.
But Only 59% of Americans Have It
While life insurance is more important than one might imagine, less than two-thirds of Americans have a policy. Why? Maybe it’s because they don’t think they can afford it, they think it’s a scam, or they simply don’t think they need it and that their family members will receive their assets whether they’re insured or not.
But the truth is, asset division rarely goes smoothly without life insurance, especially the more assets you have and the more family members you have to give those assets to. It’s always better to play it safe.
Get Life Insurance in Covington TX Today
No matter what condition you’re in or how old you are, if you’re reading this, you still have the chance to get life insurance before it’s too late. Grandview Insurance Agency offers some of the best life insurance in all of Covington, TX.
Call Grandview today to learn more about our policies at (817) 866-3337.